Privacy Policy

Your privacy matters — to you, to us, and to the entire PortfolioIndependent community. This Privacy Policy explains how we collect, use, store, and protect your personal information, as well as your rights and choices.

Lunariss LLC
1209 Mountain Road Pl NE Ste N
Albuquerque, NM 87110, USA

1. Information We Collect

1.1 Information You Provide

This is information you provide directly when interacting with us:

• Email Sign-Ups: When you request reports or content, we collect your email address. We may also collect your name and IP address.
• Other Services: For certain features, we may request additional information. You may choose not to provide it, but some services may not be available.

1.2 Information Collected Automatically

When you use our website, we may automatically collect:

• IP address (full or partially anonymized)
• Browser and device information
• Pages visited and time spent
• Referring URLs

We use cookies, pixels, and similar tracking technologies to analyze behavior and improve performance.

1.3 Information From Third Parties

We may work with advertising and analytics partners who use technologies to collect information about your browsing activity.

2. Legal Bases for Processing (Where Applicable)

We process data based on:

• Consent – when you opt in to marketing or SMS
• Contractual necessity – to provide services
• Legal obligations – where required by law
• Legitimate interests – to operate and improve our business

3. How We Use Your Information

We use your information to:

• Operate and maintain our website
• Improve user experience
• Send marketing and service-related communications
• Respond to inquiries and provide support
• Prevent fraud and ensure security
• Measure advertising effectiveness

4. Where Your Information Is Stored

Your information may be transferred to and stored in the United States or other jurisdictions where our service providers operate. We take reasonable steps to ensure appropriate safeguards are in place.

5. Data Retention

We retain personal data only as long as necessary for:

• Providing services
• Legal compliance
• Dispute resolution

6. Cookies and Tracking Technologies

We use cookies and similar tools to:

• Improve functionality
• Analyze traffic
• Personalize content and ads

You can control cookies via your browser settings.

7. Security

We use appropriate security measures to protect your data. However, no system is completely secure.

8. Changes to This Policy

We may update this policy from time to time. Changes will be posted on this page.

9. Your Rights

Depending on your location, you may have the right to:

• Access your data
• Correct inaccurate data
• Request deletion
• Restrict or object to processing
• Request data portability

Contact us to exercise your rights.

10. Contact Us

Email: Juanita.Jimenez@portfolioindependent.com
Address: 1209 Mountain Road Pl NE Ste N, Albuquerque, NM 87110, USA

SMS / Text Messaging Policy

PortfolioIndependent operates an SMS program for users who provide prior express written consent.

How We Collect Phone Numbers

We collect your number only when you voluntarily provide it via our website. We do not collect phone numbers from third parties.

How We Use Your Phone Number

We use your number to send:

• Account and service messages
• Marketing messages (if opted in)

TCPA Compliance

We comply with the Telephone Consumer Protection Act (47 U.S.C. § 227). By opting in, you consent to receive automated or prerecorded messages.

Consent Not Required

Consent is not required to purchase.

Message Frequency

Transactional: varies. Marketing: up to 4 messages per month.

Message & Data Rates

Standard carrier rates may apply.

Opt-Out

Reply STOP or contact: Juanita.Jimenez@portfolioindependent.com. Requests processed within 10 business days.

Support

Reply HELP or email Juanita.Jimenez@portfolioindependent.com

Carrier Disclosure

Carriers may process message metadata for delivery purposes.

Data Sharing

We do not sell or share SMS opt-in data for marketing.

Data Retention

Consent records: minimum 4 years. Opt-out records: minimum 10 years. To request deletion: Email Juanita.Jimenez@portfolioindependent.com, Subject: Data Deletion Request.

Children

Our services are not intended for individuals under 18.

Important Disclaimers

By subscribing to SMS, you consent to receive messages from PortfolioIndependent. Message and data rates may apply. Reply STOP to cancel. Content is for informational purposes only and not investment advice.